15 Nov

Buying An Engagement Ring

Naledi Engagement Rings at Schwanke-Kasten Jewelers

Buying an engagement ring can seem like a scary experience. It doesn’t have to be! Before you go buying an engagement ring, the experts at Schwanke-Kasten Jewelers recommend considering the following:

Buying an Engagement Ring – Budget

Budget: The golden rule has always been two month’s salary. However, we believe that you should set aside a budget that won’t leave you dead broke. We recommend setting an honest budget with the forethought that engagement rings are expensive.

Learn the 4C’s:

  • Carat Weight – This is the size of the diamond (or another precious gemstone). If your finance wants a big stone but your budget is limited, ask for a stone with a large table. While this will affect the brilliance and fire of the stone, it will make it appear larger. If you want a beautiful stone and size isn’t the issue but the budget is. Select stone just under the nearest whole carat (i.e. 1.85 carats vs. 2 carats). There tends to be a jump in price once a diamond’s size hits the nearest whole integer.
  • Color – Ranging from D – Z, D being colorless and Z being a light-yellow hue. The more colorless the diamond, the more expensive. From the visible eye, it is tough to tell the difference between colorless and near-colorless.
  • Cut – If she is more reserved or traditional, you may want to opt for a round, brilliant cut diamond. However, for a unique look, there are a whole array of fancy cuts like Ascher, emerald, marquise, pear- and even heart-shape are used for creating engagement rings. Do keep in mind, fancy cut diamonds typically are limited in the types of mountings.
  • Clarity – To the naked eye, the clarity of the diamond is often impossible to judge – sometimes even to a trained professional! We recommend, while important, that this be the last of the 4C’s to consider.

Mounting

Mounting: There are numerous types of diamond mountings that can showcase the center stone, however it is important to consider the following:

  • Will you be purchasing a matching wedding band in the future? Some mountings and diamonds are made in a way that a matching wedding band is not feasible. There are practical solutions to this, however.
  • Consider her line of work, sometimes a high mounting isn’t possible. This is especially important if she works in the medical field or works with her hands frequently.
  • If she has skin allergies, a certain skin tone or wears a particular color of jewelry, you may need to consider a specific type of precious metal.
Ring Size

Ring Size: If you can, swipe a ring that she often wears on her ring finger, then we can help you select a size for the ring. Jewelers can size up or down most engagement ring mountings one size. Another option is to simply present a ring, and then come and choose a slightly larger ring size as it is easier to solder a ring down.

  • Ask your married friends, her friends, AND your parents for help and input. There is nothing wrong with being nervous or unsure as it can seem like an overwhelming experience.

We recommend checking out our diamond vocabulary list, to familiarize yourself with various diamond terms. Visit one of our Schwanke-Kasten Jewelers stores to work with our highly trained staff, including GIA certified gemologists, to discover buying an engagement ring with easy!buying an engagement ring

01 Sep

Gold Wedding Rings – How to Choose

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Traditionally, when we think of gold, we immediately go to the popularized images of the Gold Rush – miners digging in the riverbed, sifting out yellow gold deposits and then biting the gold. However, when you purchase gold jewelry, gold wedding rings, wedding bands and gold watches, they’ll almost never be soft enough to bite down to leave an impression.

Gold is measured in karats (with a “k”) and indicates the purity of gold, with 24k being pure. Pure gold is very soft and malleable which is why gold jewelry is created in 10K, 14K and 18K. When you have anything less than 24K gold, other alloys like copper, palladium, silver or nickel have been added to strengthen the metal overall. When you hear gold-plated, often the jewelry is silver with gold plating over it, which typically rubs off over time.

Choosing Gold Wedding Rings

Gold Wedding Rings – Different Colors

So, what about gold in different colors? Generally, when you hear the word “gold” most people think of yellow gold. However, as we mentioned before, yellow gold in jewelry is not pure 24k. For example, with 18K yellow gold, the mix is 75% pure gold and varying amounts of silver and copper. Depending on the hue of gold (yellow, white and rose) and the karat weight, will determine the proper mix of gold and other certain metals.

When looking at the three basic gold colors – yellow, white and rose – there are benefits and drawbacks to all three:

  • Yellow gold is the most common, and least hypoallergenic. However it is the most prone, of the three, to scratches and dents due to the other 25% of its make-up.
  • White gold, because of its composition, is often stronger than yellow gold, and sometimes a bit more expensive because it contains silver or nickel, and palladium. However, jewelers will rhodium plate white gold to retain the whiteness of a ring. Just like gold plated jewelry, rhodium will wear off over time. When this happens, simply bring in your item(s) to be rhodium or gold plated at your local jeweler. Another important element to talk about is “nickel”, and with some people it causes an allergic reaction.
  • Rose gold (or red gold), is one of the more popular metal choices for engagement rings currently. Not only does the rose hue look great on most skin-tones, it’s also very affordable and durable due to the amount of copper present. But just like nickel, some people are allergic to copper too.

Non-Gold Wedding Rings

So what is metal another option if you are allergic to nickel and copper, and want a “white” gold ring? Jewelry made of platinum. As a matter of fact, many people choose platinum engagement rings because of their hypoallergenic properties, and because it shows a more “pure” white appearance. Platinum jewelry is more expensive because it’s a rarer metal than gold, and more durable. Although it weighs more and can scratch easily, the upside is your jeweler can “buff” the scratches out without changing the hue, as if it were gold or gold plated.

Did you know there are three more branded types of gold on the market? Well, you just might stumble across them when searching for high-end luxury watches. These gold types are:

  • King Gold, branded by Hublot, as an 18k red gold that is even redder than red gold due to the presence of platinum and high levels of copper.
  • Magic Gold, also branded by Hublot, mixes ceramic into its 18k composition to make it more scratch resistance.
  • Lastly, Everose, similar to that of Hublot, but developed and patented by Rolex. Everose gold uses platinum instead of silver which gives a lasting Everose hue for years to come.

So when selecting jewelry or an engagement ring, it’s important to consider budget somewhat, but allergies, skin tone, personal taste, and lifestyle. At Schwanke-Kasten Jewelers, we pride ourselves being able to assist our customers in selecting the perfect gift for any occasion.

08 Feb

4 C’s of Engagement Rings: Color

With the second article of the 4 C’s series, Schwanke Kasten would like you to explore a diamond’s color. Diamond color refers to the presence of any color at all. A perfect diamond is completely colorless, allowing the most amount of light to pass through creating a wonderful effect. Along with being completely colorless, diamonds can also have a slight cloudy appearance or can contain some yellow color. The more color a diamond has the lower its quality and the less valuable the diamond is.

4 C's - Color | Schwanke-Kasten Jewelers

An alphabetical scale was developed by the Gemological Institute of America (G.I.A.) to represent a diamond’s color. The scale ranges from D – Z. (According to the G.I.A., the scale starts at D in order to differentiate itself from other scales at the time, all of which started with A)

D-F: Colorless

G-J: Near Colorless

K-M: Faint Yellow

N-R: Very Light Yellow

S-Z: Light Yellow

Obviously, it is ideal to purchase a diamond rated D-F. However, even though a diamond rated G-J might contain a minuscule amount of color, it is almost always invisible to the untrained eye, so it is perfect for someone whose budget doesn’t allow for them to purchase the highest rated diamonds.

Schwanke-Kasten Jewelers has a great selection of diamond engagement rings.  Visit our diamonds on the Schwanke-Kasten website.